Home Downloadables Contact Us


  LOAN PRODUCTS  

 
SALARY LOAN

This loan facility is a short-term to medium term loan accommodation for salaried private and government employees (BFP, PNP, LGU, etc.) for personal consumptions (appliance acquisition, travel, etc.) medical expenses, Educational, House repair/ improvement.


WHO ARE ELIGIBLE?

Permanent/ appointed/ elected employee of private companies/ agencies and Government.

Rate as low as 2% per month
Maximum Loanable Amount of P150,000

Initial Customer Loan Requirement

1. Photocopy of 2 Government-issued IDs
2. Latest pay slip for 3 consecutive months
3. Certificate of Employment


 
 
BARANGAY/ HONORARIUM LOAN

This loan facility is intended for elected Barangay Officials and appointed Brgy. Officials-Brgy. Secretary and Brgy. Treasurer. Given the “coterminous” nature of this loan, its maturity shall not exceed the expiration of the term office.


WHO ARE ELIGIBLE?

Brgy. Chairman, Brgy. Councilor, Brgy. Secretary and Brgy. Treasurer

Interest Rate as low as 2% per month
Maximum Loanable Amount of P100,000

Initial Customer Loan Requirement

1. Photocopy of 2 Government-issued IDs
2. Completed Application Form
3. Latest Brgy. Payroll
4. Memorandum of Agreement (MOA) Between the Bank and the Barangay Chairman And the Barangay Treasurer
5. Updated certification of employment with Binding Contract

 
 
TEACHER SALARY LOAN

A Salary Loan that caters to teaching and non-teaching personnel of DepEd, accredited CHED and TESDA Supervised Schools, State Universities, and Colleges, and other Non-DepEd Government Schools, private schools and universities and must be 65 years old upon loan maturity.


WHO ARE ELIGIBLE?

Permanent/ appointed/ elected employee of private companies/ agencies and Government.

Interest Rate as low as 2% per month
Maximum Loanable Amount of Php 150,000

Note: A borrower can avail more than PhP 150,000 subject to the approval of the Board of Directors.

Initial Customer Loan Requirement

(1) 2 Photocopies of Valid I. D’s (PRC ID and any Government Valid I.D.)
(2) Latest pay slip for 3 consecutive months
(3) Certificate of Employment

Loan Purpose/s

(1) For Training and Education Expense
(2) For Household Consumption
(3) For Medical Expenses
(4) For Home renovation, etc.

Note: The Bank may require additional requirements upon approval of the loan.


 
 
AGRI-AGRA LOAN PROGRAM

Offers loans to eligible borrowers to finance their capital requirements to enable them to improve the efficiency, productivity, and profitability of their farm as well as non-farm income-generating activities.


WHO ARE ELIGIBLE?

(1) Individual Small Farmers and Fisherfolks
(2) Registered Agri-Fishery-based and Small Enterprises
(3) Farmer and Fisherfolks Association


AGFP LOAN

Loan Purpose is to finance Palay and other food commodities/production.

Interest Rate as low as 1.33% per month
Maximum Loanable Amount of P150,000

Initial Customer Loan Requirement

(1) Photocopy of 2 Government-issued IDs
(2) Certification-Department of Agriculture
(3) Certification ofof Farm Produce/ Sales Receipt/ Photo of farm/ fish cage/ fishpond/ cattle


OTHER AGRICULTURAL LOAN (Secured by REM)

Flexible Interest Rate of 9.5% to 16% per annum
Loanable Amount up to P 5 Million

Collateral Requirement

(1) Original Owner’s Copy of Title
(2) Original Tax Clearance
(3) Latest Tax Declaration


 
 
COMMERCIAL LOAN

Offers loans to small and medium enterprises and customized repayments options for your business needs. It provides business with specific amount of funds that is perfect for fix asset acquisition, construction, renovation, and working capital requirement. Repayment is through amortization of principal and interest during the loan period or lump-sum.


WHO ARE ELIGIBLE?

Merchants, Vendors, Retailers, traders, Contractors, and other Entrepreneurs with established or start-upbusiness

Flexible Interest Rate of 9.5% to 16% per annum
Loanable Amount up to P 5 Million

Initial Customer Loan Requirement

(1) Photocopy of 2 Government-issued IDs
(2) Latest Income Tax Return/Logsheet
(3) Certificate of Employment

Collateral Requirement

(1) Original Owner’s Copy Title
(2) Original Tax Clearance
(3) Latest Tax Declaration

UNSECURED SMALL-SCALE ENTERPRISE LOAN (With 2 Co-Makers)

Rate as low as 2% per month
Maximum Loanable Amount of P150,000

Initial Customer Loan Requirement

(1) Photocopy of 2 Government-issued IDs
(2) DTI Certification and Mayor’s Permit
(3) Latest Income Tax Return/ Log-sheet


 
 
PENSION LOAN

It is a loan facility offered to SSS/ GSIS/ PVAO pensioners (40-74 years old) to assist them in their financial needs.

Rate as low as 2% per month
Maximum Loanable Amount of P150,000

Initial Customer Loan Requirement

1. Photocopy of 2 Government-issued IDs
2. Bank Statement on pension account with at least 3 months consecutive transaction


 
 
REAL ESTATE LOAN

It is a loan facility to finance acquisition of residential lots, construction/renovation of housing units.

WHO ARE ELIGIBLE

Individuals who are employed or self-employed having a stable source of income.

Flexible Interest rate of 10% to 16% per annum
Secured by Real Estate Mortgage (REM)

Collateral Requirement

(1) Original Owner’s Copy Title
(2) Original Tax Clearance
(3) Latest Tax Declaration